Demo Account Guide Demo Account Guide

XTB Review


XTB is a well-established broker since 2002. XTB has headquarters in Spain, Czech Republic, United Arab Emirates, United Kingdom, Poland, South Africa, Belize, European area and France. XTB to provide their Forex/CFD trading services to over 4 million clients.

This broker has also been regulated by CNMV (Spain) 40, Czech National Bank 56720, DFSA (Dubai) 4365, FCA (UK) 522157, FSA (Poland) 0000217580, FSCA (South Africa) 49970, IFSC (Belize) IFSC/60/413/TS/19 and ESMA.

Company Information

🌐 Website

⌛ Year Established

🌎 Country
SpainCzech RepublicUnited Arab EmiratesUnited KingdomPolandSouth AfricaBelizeEuropean areaFrance

💼 Regulation


📖 Free education

👨‍💻 PAMM accounts

📁 Segregated accounts

🕋 Islamic accounts available

Account Information

Apart from the forex demo account, this broker offers Standard. To successfully navigate your trading account, you also need to consider about leverage and minimum deposit. Talking about leverage in general, the maximum leverage offered by XTB is up to 1:30. Meanwhile, you can open an account with a starting capital of $1.


Min Deposit



Max Leverage





If you want to look for a more simple explanation regarding this broker's account type(s), take a look at the following chart:

💲 Min Deposit $1

💡 Min Position 0.01 lot

🔢 Spread Variable

📉 Scalping

🤖 Expert Advisors

💱 Hedging

🕛 Overnight interest rates (swaps)

⏳ Pending orders

Instruments Traded

Besides lots of currency pair, XTB also offers some instruments you would like to trade on, such as Forex, Gold & silver, CFD, Oil, Indexes, Agriculture, Soft commodities, Metals and Energies for your best choice. Somehow, remember that different instrument has different trading conditions. In this case, you have to make sure that your strategy is well suited for the instrument you chose.

As for Standard account, XTB specifically provides it with the following instruments and leverage:



Gold & silver

Gold & silver









Payment Methods

Wire transfer : Wire Transfer is the most commonly used payment method. Nearly all brokers in the world provide this method on their service. The reason is wire transfer is basically traditional transfer between banks in the worldwide. So, this method is guaranteed for its safety. This really helps traders who avoid third-party payments or don't have credit cards.

Skrill : Mostly, all forex brokers provide Skrill as an online payment service option. Fast, easy, and safe transactions are the main reasons why traders using this method. Traders can use Skrill to fund their trading accounts with either payment cards, bank wire transfers, or directly from a Skrill e-wallet account.

PayPal : Online payment was not a thing back in the early 2000s, but PayPal has been in the market since 1999 and thus deserves to be regarded as one of the first e-payment services in the world. The US-based company is popular across many online platforms, including forex brokers.

Neteller : Like PayPal, Neteller is one of the most popular online payment services today. Due to this popularity, nearly all forex brokers accept Neteller as a payment method for their clients' fund deposit and withdrawal. Although the Neteller system is available almost all over the world, it remains particularly popular in Europe.

XTB also provides payment with Credit/debit cards

Trading Platforms

Trading platform is a tool where you can buy or trade an instrument with only some clicks on your device, anytime and anywhere you want. In addition, price chart is also usually provided with some analytical tools to help you analyze the price movement, so you can increase your profitabiliy by placing well-planned trades.

Hereby, XTB offers you MetaTrader 4 and xStation.

Customer Support

Do you have any question or find any trouble related to XTB? If you do, you should reach XTB's support to get the information that you need. Here is the detail of the broker's customer support:

Website Languages


Office Support

Email Support

Call Support

Chat Support

Extensive Review

With more than 15 years of experience, XTB (rebranded from X-Trade since 2009) is one of the largest brokers in the world. They have offices in more than 10 countries, including Belize, UK, Poland, Germany, Spain, and France. XTB Group is regulated by the world's biggest supervision authorities including the IFSC, FCA, KNF, and CySEC.

As a regulated company, XTB holds all retail clients' funds in a fully segregated account, meaning they are not mixed with the broker's operational funds. This enables traders who register in XTB to trade with confidence in their funds' safety.

XTB tries to provide an easy-trading anytime and anywhere. They have a mobile application, xStation to realize that vision. Traders can access financial markets from their fingertips and choose from over 1,500 CFD markets including 48 currency pairs, cryptocurrencies, 20 indices, commodities (gold, oil, silver, etc.), stock, and 60 ETFs from around the world. This application can be downloaded in Google Play and App Store.

Traders also can access their platform by PC. XTB offers a web trade platform with access to more advanced tools for more advanced traders. It's fully compatible with Chrome, Firefox, Safari, and Opera web browser. Traders are provided with fast and reliable trade execution speeds. No wonder this platform has successfully presented XYB with awards such as Best Trading Platform 2016 by Online Personal Wealth Awards. Additionally, MetaTrader 4 is also available when trading in XTB.

XTB charges fees for forex, indices, and commodities trading. The amount of fees differ based on the types of accounts. For example, in Pro Accounts, traders have to pay a commission from $3.5 per lot for forex and a commission from 0.08% per lot for stock CFDs and ETF CFDs.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. When trading, clients have to prepare strategies. Based on XTB's data, 75% of retail investor accounts lose money when trading CFDs. Because of that, clients should consider their level of understanding of CFD trading and their affordability to take high risk.

Traders can increase knowledge by joining XTB's Trading Academy program. There is a vast array of content that's geared towards helping traders, including video tutorials, trading courses, articles, and much more. Traders can choose a topic from different levels of education and enhance their skills across the stages of the trading journey.

Furthermore, there are several ways to deposit funds in XTB, including bank transfer, credit cards (Mastercard, Maestro, Visa), as well as e-Wallets (Skrill, Paysafe, Neteller, and many more). But, some of these methods may incur additional charges. For example, when using Neteller methods, traders have to pay 1% of their deposited amount.

Traders can contact XTB's customer support that is available 24/7. They are ready to answer all of the traders' questions and solve the problems, whether by email, phone, or live chat.

Overall, XTB is recommended as an ideal broker with top-tier regulation and trading platforms. Its education feature is also worth joining in as many traders are still in the process of perfecting their consistency and continue to learn the dynamic change in the forex market.


Is XTB a good broker?

A good broker constitutes a good service for traders in terms of many criteria including trading instruments, deposits and withdrawals, as well as customer support. What is good for a certain trader does not necessarily mean the same thing to you. So the term "a good broker" can vary in meaning. You can decide for yourself if XTB is a good broker for you or not by reviewing the criteria. In general, XTB provides trading service in Forex , Gold & silver , CFD , Oil , Indexes , Agriculture , Soft commodities , Metals and Energies . As for the payment methods, you can choose between Credit/debit cards, Neteller, PayPal, Skrill and Wire transfer. The customer support is available via Email, Live chat, Office and Phone.

What is the minimum deposit for XTB?

The starting capital in XTB is $1.

Is XTB regulated?

XTB is regulated by CNMV (Spain) 40, Czech National Bank 56720, DFSA (Dubai) 4365, FCA (UK) 522157, FSA (Poland) 0000217580, FSCA (South Africa) 49970, IFSC (Belize) IFSC/60/413/TS/19 and ESMA. A regulated broker equals a more responsible trading environment. You can also expect a more guaranteed safety of funds as some of regulatory frameworks in the financial industry require a compensation scheme in case of unprecedented incidents that result in clients' financial losses.

Is XTB legit?

XTB is a brokerage company offering trading services for clients since 2002 with offices in Spain, Czech Republic, United Arab Emirates, United Kingdom, Poland, South Africa, Belize, European area and France.