XTB is a well-established broker since 2002. XTB has headquarters in Austria, Belgium, Czech Republic, France, Germany, Greece, Hungary, Italy, Netherlands, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Turkey and United Kingdom. They are generally well-suited for XTB to provide their Forex/CFD trading services to global clients.

This broker has also been regulated by CNMV (Spain) 40, Czech National Bank 56720, DFSA (Dubai) 4365, FCA (UK) 522157, FSA (Poland) 0000217580, IFSC (Belize) IFSC/60/413/TS/19 and ESMA.

Company Information



Austria, Belgium, Czech Republic, France, Germany, Greece, Hungary, Italy, Netherlands, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Turkey and United Kingdom

CNMV (Spain) 40
Czech National Bank, 56720
DFSA (Dubai), 4365
FCA (UK), 522157
FSA (Poland), 0000217580
IFSC (Belize), IFSC/60/413/TS/19


Free education

Personal manager

PAMM accounts

Segregated accounts

Affiliate program

Islamic accounts available

Account Information

Apart from the forex demo account , this broker offers Standard. To successfully navigate your trading account, you also need to consider about leverage and minimum deposit. Talking about leverage in general, the maximum leverage offered by XTB is up to 1:30. Meanwhile, you can open an account with a starting capital of $1

If you want to look for a more simple explanation regarding this broker's account type(s), take a loot at the following chart:


Minimum Deposit



Maximum Leverage





Minimum Deposit $1

Minimum Position 0.01 lot

Spread Variable


Expert Advisors


Overnight interest rates (swaps)

Pending orders

Mobile trading

Instruments Traded

Besides lots of currency pair, XTB also offers some instruments you would like to trade on, such as Forex, Gold & silver, CFD, Oil, Indexes, Agriculture, Soft commodities, Metals and Energies for your best choice. Somehow, remember that different instrument has different trading conditions. In this case, you have to make sure that your strategy is well suited for the instrument you chose.

As for Standard account, XTB specifically provides it with the following instruments and leverage:



Gold & silver

Gold & silver









Payment Methods

Neteller : Like PayPal, Neteller is one of the most popular online payment services today. Due to this popularity, nearly all forex brokers accept Neteller as a payment method for their clients' fund deposit and withdrawal. Although the Neteller system is available almost all over the world, it remains particularly popular in Europe.

PayPal : Online payment was not a thing back in the early 2000s, but PayPal has been in the market since 1999 and thus deserves to be regarded as one of the first e-payment services in the world. The US-based company is popular across many online platforms, including forex brokers.

Skrill : Mostly, all forex brokers provide Skrill as an online payment service option. Fast, easy, and safe transactions are the main reasons why traders using this method. Traders can use Skrill to fund their trading accounts with either payment cards, bank wire transfers, or directly from a Skrill e-wallet account.

Wire transfer : Wire Transfer is the most commonly used payment method. Nearly all brokers in the world provide this method on their service. The reason is wire transfer is basically traditional transfer between banks in the worldwide. So, this method is guaranteed for its safety. This really helps traders who avoid third-party payments or don't have credit cards.

XTB also provides payment with Credit/debit cards

Trading Platforms

Trading platform is a tool where you can buy or trade an instrument with only some clicks on your device, anytime and anywhere you want. In addition, price chart is also usually provided with some analytical tools to help you analyze the price movement, so you can increase your profitabiliy by placing well-planned trades.

Hereby, XTB offers you MetaTrader 4 and xStation.

Customer Support

Do you have any question or find any trouble related to XTB? If you do, you should reach XTB's support to get the information that you need. Here is the detail of the broker's customer support:

Website Languages






Extensive Review

With more than 15 years of experience, XTB (rebranded from X-Trade since 2009) is one of the largest brokers in the world. They have offices in more than 10 countries, including Belize, UK, Poland, Germany, Spain, and France. XTB Group is regulated by the world's biggest supervision authorities including the IFSC, FCA, KNF, and CySEC.

As a regulated company, XTB holds all retail clients' funds in a fully segregated account, meaning they are not mixed with the broker's operational funds. This enables traders who register in XTB to trade with confidence in their funds' safety.

XTB tries to provide an easy-trading anytime and anywhere. They have a mobile application, xStation to realize that vision. Traders can access financial markets from their fingertips and choose from over 1,500 CFD markets including 48 currency pairs, cryptocurrencies, 20 indices, commodities (gold, oil, silver, etc.), stock, and 60 ETFs from around the world. This application can be downloaded in Google Play and App Store.

Traders also can access their platform by PC. XTB offers a web trade platform with access to more advanced tools for more advanced traders. It's fully compatible with Chrome, Firefox, Safari, and Opera web browser. Traders are provided with fast and reliable trade execution speeds. No wonder this platform has successfully presented XYB with awards such as Best Trading Platform 2016 by Online Personal Wealth Awards. Additionally, MetaTrader 4 is also available when trading in XTB .

XTB charges fees for forex, indices, and commodities trading. The amount of fees differ based on the types of accounts. For example, in Pro Accounts, traders have to pay a commission from $3.5 per lot for forex and a commission from 0.08% per lot for stock CFDs and ETF CFDs.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. When trading, clients have to prepare strategies. Based on XTB's data, 75% of retail investor accounts lose money when trading CFDs. Because of that, clients should consider their level of understanding of CFD trading and their affordability to take high risk.

Traders can increase knowledge by joining XTB's Trading Academy program. There is a vast array of content that's geared towards helping traders, including video tutorials, trading courses, articles, and much more. Traders can choose a topic from different levels of education and enhance their skills across the stages of the trading journey.

Furthermore, there are several ways to deposit funds in XTB, including bank transfer, credit cards (Mastercard, Maestro, Visa), as well as e-Wallets (Skrill, Paysafe, Neteller, and many more). But, some of these methods may incur additional charges. For example, when using Neteller methods, traders have to pay 1% of their deposited amount.

Traders can contact XTB's customer support that is available 24/7. They are ready to answer all of the traders' questions and solve the problems, whether by email, phone, or live chat.

Overall, XTB is recommended as an ideal broker with top-tier regulation and trading platforms. Its education feature is also worth joining in as many traders are still in the process of perfecting their consistency and continue to learn the dynamic change in the forex market.


Is XTB a good broker?

A good broker constitutes a good service for traders in terms of many criteria including trading instruments, deposits and withdrawals, as well as customer support. What is good for a certain trader does not necessarily mean the same thing to you. So the term "a good broker" can vary in meaning. You can decide for yourself if XTB is a good broker for you or not by reviewing the criteria. In general, XTB provides trading service in Forex , Gold & silver , CFD , Oil , Indexes , Agriculture , Soft commodities , Metals and Energies . As for the payment methods, you can choose between Credit/debit cards, Neteller, PayPal, Skrill and Wire transfer. The customer support is available via Email, Live chat, Office and Phone.

What is the minimum deposit for XTB?

The starting capital in XTB is $1.

Is XTB regulated?

XTB is regulated by CNMV (Spain) 40, Czech National Bank 56720, DFSA (Dubai) 4365, FCA (UK) 522157, FSA (Poland) 0000217580, IFSC (Belize) IFSC/60/413/TS/19 and ESMA. A regulated broker equals a more responsible trading environment. You can also expect a more guaranteed safety of funds as some of regulatory frameworks in the financial industry require a compensation scheme in case of unprecedented incidents that result in clients' financial losses.

Is XTB legit?

XTB is a brokerage company offering trading services for clients since 2002 with offices in Austria, Belgium, Czech Republic, France, Germany, Greece, Hungary, Italy, Netherlands, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Turkey and United Kingdom.

Give Your Review and Rate This Broker

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20 Reviews

This review is not supported by evidence

Aug 31 2020

I have problem with withdrawal process. They keep coming up with excuses that my ID is not good enough. They have had a copy of my bank statement, driving licence, passport and birth certificate.. That's totally weird.

Karan Bahtt
This review is not supported by evidence

Aug 31 2020

Very good presentation as always and informative. Good, friendly and helpful bunch of people. Very professional and appreciate the help they have always given me. Keep up the good work. Best wishes.

This review is not supported by evidence

Aug 30 2020

The customer support helped me through the account opening process and explained me the whole platform step by step. Very good and friendly support! Top products!

Hervis Reidl
This review is not supported by evidence

Aug 30 2020

Sessions on trading classes should be longer to have more time for more questions and answers.

M Jamshaid
This review is not supported by evidence

Aug 30 2020

Poor execution, very high slippage. Platform freezing is very common.

This review is not supported by evidence

Aug 29 2020

Interesting overview and how to approach trading.
It was interesting to listen to high profile traders.

This review is not supported by evidence

Aug 28 2020

I'm quite new to this and some of it was quite advanced, so I can't really comment on that, but it had plenty if content for beginners that I found interesting and that will hopefully be useful.

This review is not supported by evidence

Aug 27 2020

Good broker and good service! I am trading in XTB already and satisfied with the service and the technology. Recommended!

Ray Greenwood
This review is not supported by evidence

Aug 26 2020

Extremely efficient and professional. Dealt brilliantly with a problem I had. Highly recommended.

This review is not supported by evidence

Aug 25 2020

Been around for a while and there isn't much to separate them apart from the people in my opinion and having traded with XTB, I think they have excellent people there that do go the extra mile. So that's the only reason i am happy to recommend them.

This review is not supported by evidence

Aug 24 2020

This broker is playing agains the traders. There is known situation that XTB cancelled very profitable trade after even 2 days! A lot of people who are very disappointed of this broker.

This review is not supported by evidence

Aug 23 2020

Their customer service is fantastic offered in many local languages. Also their support help me out with crucial decisions about trading & guide me very well. The deposit & withdrawal period is also quite smooth. To sum it up, I have had an amazing experience & also have made huge profits through forex & commodities. Well done XTB!

This review is not supported by evidence

Aug 22 2020

This broker suddenly stopped accepting Clients from India, Nigeria, Bangladesh. Nifty CFD was being traded . All demo accounts disabled or stopped working from these countries. No justification from management.

Anonim Clients
This review is not supported by evidence

Aug 21 2020

The worst, platform, manager and service provider in the world. Never go with them. All sweet talks to get the business.

This review is not supported by evidence

Aug 20 2020

Traded with them since March as I like their platform. I’ve had two meetings with their analyst to help with my strategies. They also added me to their WhatsApp group a month ago for free. So happy to recommend them.

This review is not supported by evidence

Aug 19 2020

This is an honest company. They are one of the most serious FX companies on the market right now in Romania, if not THE MOST. I used them for 3 years already and other than minor issues on a couple occasions on high volatility, I have nothing to say bad of them.

This review is not supported by evidence

Aug 18 2020

I cannot complain about XTB. Their fees are very low (for ETFs at least), the platform is nice and I have no problem retreiving money.

This review is not supported by evidence

Aug 17 2020

Almost every time, got stopped out and directly the security change direction. Happens too much to be coincidence.

This review is not supported by evidence

Aug 16 2020

After reading reviews about this broker, it is alarming and I am concerned now. The withdrawals to VISA are instant when you make withdrawal request during certain time of the day but I have been waiting for 2 days and my account manager is not responding to my emails. I am very disappointed.

This review is not supported by evidence

Aug 15 2020

I like their platform, it’s easy to use and clear for me.
I also attended one of their trading classes in Canary Wharf. It was very informative, I had a good day and met lots of friends.
So far I like it so I’ll continue trading with them.