Are you looking for a bonus deposit program with minimum requirements? XM broker provides a two-tier bonus that requires only $5 minimum deposit.

XM deposit bonus

A deposit bonus is a promotional offer provided by Forex and CFD brokers. This bonus is typically offered to new clients who open trading accounts and make an initial deposit. The broker then offers additional funds as a bonus, often a percentage of the deposited amount.

Among many brokers with a deposit bonus, XM broker has one of the most interesting offers. This broker offers a two-tier deposit bonus of 50% and 20%. The total bonus deposit that you can get from this program is $5,000. However, just like any other broker, XM 50 bonus and XM 20 bonus require you to follow their term and conditions. What else should you know about this program?


Get to Know XM Deposit Bonus

As soon as you open any MT4/MT5 live trading account with XM, you'll be entitled to receive a two-tier bonus in addition to your initial deposit. Remember that you need to be over 18 years old or the legal age in your country and not be associated with the company in any way to be eligible for this program.

The broker bonuses are applicable to any amount of deposit starting from $5 or equivalent. However, certain conditions need to be considered, which we will explain more in the details below.

Clients who meet the criteria of the bonus program will receive deposit bonuses based on the amount of the deposit, and the bonuses will be divided into two tiers:

  • Get a 50% bonus on the amount of the first or subsequent deposit made in the live account with the company. The maximum limit bonus given is $500 or equivalent.
  • Get a 20% additional bonus on the amount of the first or subsequent deposit in the live account with the company. The maximum limit bonus given is $4500 or equivalent.
  • One eligible client's maximum bonus from the two-tier system is $5000.

For example, if you deposit $200, you'll receive a 50% bonus, equivalent to $100 to your XM trading account. You will then have a total of $300 in your account balance.

So how does the two-tier system work?

Since the maximum limit is $500, then it means that the maximum amount of deposit that would give you a 50% bonus is $1000. XM then decided to add an additional 20% for the remaining deposit amount with a maximum limit of $4500.

That means, if you decide to deposit let's say $2000, then you'll be entitled to receive 50% on $1000 + another 20% on $500. This will leave you with a total of $2700 in your account balance. This is basically how the two-tier system works.

To help you further, the table below demonstrates how the bonus system works and sums up the math behind it.

Your Deposit Trading Bonus Applied Your Trading Bonus Trading Capital Balance
$5 50% on $5 $2.50 $7.50
$1000 50% on $1000 $500 $1500
$2000 50% on $1000 + 20% on $1000 $500 + $200 = $700 $2700
$5000 50% on $1000 + 20% on $4000 $500 + $800 = $1300 $6300
$10,000 50% on $1000 + 20% on $9000 $500 + $1800 = $2300 $12,300
$20,000 50% on $1000 + 20% on $19,000 $500 + $3800 = $4300 $24,300
$23,500 50% on $1000 + 20% on $22,500 $500 + $4500 = $5000 $28,500

Note that the bonus may take up to 24 hours to appear in your trading account. It is also worth mentioning that the deposit bonus system is not a one-time deal, so it should be active until the bonus limit is reached, which is a total of $5000 accumulated from the bonuses.

That being said, this program is available for both new and existing clients, as soon as the promotion is active and the limit hasn't been reached.

Where to Find the Information on the Official Broker Site?

  • This information is reported per Mar 15 2023.
  • We can not ensure if this offering is still available or remain the same in future.
  • The broker announcement page may or may not exist anymore, You may explore XM homepage and try to find "Promotion" section on the menu, footer, etc, to ensure the availability and validity of this promotion.


How to Apply for XM Bonus

The thing you should know about the XM deposit bonus is that this requires you to deposit some funds. To do that, you need to start a new account. Here is what you should do to get the bonus.

  1. First, go to the XM official website.

  2. Here, you will see a bunch of menus and options. Don't get distracted. Click the green button on the website. It should be here.
    XM account

  3. You will arrive at the registered page once you click it. You must fill out the forms to open a live account here.

  4. On the first box, you choose the country you're from. Next, write down your email and then fill out the passwords.
    xm account

  5. Once you filled them out, click the 'Register' button below.
    XM account

  6. Now, you should activate your account by verifying it. After verifying your account, you can deposit a minimum of $5 to get an XM bonus.


XM Bonus Terms and Conditions

Just like any other broker bonus program, XM deposit bonuses require you to follow some terms and conditions. Ensure you adhere to these rules. Otherwise, you will risk losing your bonus. So, what else should you know about this bonus?

  • All clients who deposit funds into their trading accounts will automatically receive this bonus until they reach the maximum bonus of $5,000.
  • However, XM Ultra Low Account is not eligible to receive deposit bonuses. Other are eligible for this bonus.
  • This program is not available if you are under 18 or under the legal age of the country you live in.
  • The bonus you received might take up to 24 hours to arrive in your trading account. So, don't panic. The bonus doesn't appear in your account in an instant.
  • If the account is inactive several times, the previously awarded trading bonus will be withdrawn from the respective client's trading account.
  • This promotion can only be redeemed once for each client. Participants of related parties are also prohibited; this includes spouses, family members, direct descendants, and collateral descendants.
  • Bonus withdrawal is allowed. That being said, please be mindful that the withdrawal might affect your overall bonus. For a better understanding of these rules, check out the table below.
Your deposit Trading Bonus Amount Profit/loss generated from trading Balance available for withdrawal Amount of requested withdrawal Amount of trading bonus removal
$1,000 $500 (50% on $1,000) - $1,000 $250 (25% on $1,000) $125 (25% on $500)
$2,000 $700 (50% on $1,000 = $500 +
20% on $1,000 = $200)
- $2,000 $1000 (50% on $2,000) $350 (50% on $700)
$1,000 $500 (50% on $1,000) $2,000 $3,000 $3000 (100% on $3,000) $500 (100% on $500)
$2,000 $700 (50% on $1,000 = $500 +
20% on $1,000 = $200)
-$500 $1,500 $450 (30% on $1,500) $210 (30% on $700)

XM Deposit Bonus Benefits

The XM 50 bonus and XM 20 bonus can provide traders with increased trading capital and various potential benefits. Some potential benefits include:

  • Instant Credit: With this benefit, the bonus amount is credited to your trading account immediately upon making a qualifying deposit. This lets you start trading with the bonus funds immediately, enhancing your trading opportunities.
  • Get Bonus with Low Deposit: This benefit enables traders to receive the bonus even with a relatively small initial deposit. You don't need a large investment to access the bonus, making it more accessible for traders with varying account sizes.
  • Available on MT4 and MT5: This bonus is applicable and accessible on both the MT4 and MT5 trading platforms. Traders who prefer these popular platforms can use their preferred trading interface to benefit from the bonus benefits.


Final Thoughts

XM Deposit Bonus program provides an excellent opportunity to improve your trading performance without having to complete difficult tasks. All you need to do is deposit some funds into your live trading account and receive the bonus in less than 24 hours. You can then trade the bonus and withdraw the profit whenever you like. While this can certainly help newcomers navigate their way, it also makes a good reason for existing clients to keep trading with the broker.


XM broker is an established international firm and has become a true leader in the trading industry. Founded in 2009, the company works with the main principle of being "fair, trustworthy, and dependable". XM claims to support no re-quotes and real-time execution, where traders can choose from 10+ trading platforms suitable to any device.